Last updated: September 1, 2025

1. Agreement to Terms

By accessing and using this Loan Calculator website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

This website provides a free online loan calculator tool that helps users calculate:

• Monthly loan payments
• Total interest over the loan term
• Amortization schedules
• Impact of extra payments

All calculations are performed locally in your browser and are provided for informational purposes only.

3. Use License

Permission is granted to temporarily access this website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

4. Disclaimer

Important: The loan calculations provided by this tool are estimates for informational purposes only. They should not be considered as financial advice or binding loan terms.

The materials on this website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

5. Limitations of Liability

In no event shall Loan Calculator or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if we or our authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

6. Accuracy of Materials

The materials appearing on this website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on its website at any time without notice. However, we do not make any commitment to update the materials.

7. Financial Advice Disclaimer

This calculator and website do not provide financial, legal, tax, or investment advice. The results should not be considered professional financial advice. Always consult with qualified financial professionals before making important financial decisions.

8. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.

9. Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information

10. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

12. Contact Information

If you have any questions about these Terms of Service, please contact us through our contact page.